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The Definition of Financial Inclusion and Criteria for its Evaluation

Abstract

This article presents a comparative analysis of International and Russian approaches to the definition of the term «financial inclusion». Currently, the problem of irrational use of financial services by the population of the Russian Federation has a high macroeconomic relevance, and to explain the factors that hinder its solution, it’s not enough to be guided only by the definition of financial accessibility. So, for the perspective solution of this problem within each indicator of financial inclusion, various indicators (coefficients) of the evaluation are considered that facilitate the conduct of objective socio-economic analysis.

About the Authors

E. A. Kalacheva
Kemerovo State University
Russian Federation

Kalacheva Elena A. - PhD in Economics, Associate Professor



E. A. Kirienko
Kemerovo State University
Russian Federation
Kirienko Egor A.


References

1. Mochalina O.S., Lobacheva Ja.A. Specifika indikatorov finansovoj dostupnosti // Nauchnyj vestnik: finansy, banki, investicii. 2016. № 1 (34). P 80-85.

2. Opredelenie finansovoj dostupnosti Banka Rossii. [Jelektronnyj resurs]. URL: https://cbr.ru/finmarkets/print.aspx?file=files/development/definition.html&pid=development_affor&sid=ITM_26524

3. Advancing National Strategies for Financial Education. [Jelektronnyj resurs]. URL: http://www.oecd.org/finance/financial-education/OECD_INFE_High_Level_Principles_National_Strategies_Financial_%20%20Education_APEC.pdf

4. AFI FIDWG Report. [Jelektronnyj resurs]. URL: http://www.afi-global.org/sites/default/files/afi%20fidwg%20report.pdf

5. Global Standard-Setting Bodies and Financial Inclusion for the Poor. [Jelektronnyj resurs]. URL: http://www.cgap.org/sites/default/files/CGAP-White-Paper-Global-Standard-Setting-Bodies-Oct-2011.pdf

6. Postcrisis Growth and Development. [Jelektronnyj resurs]. URL: http://siteresources.worldbank.org/DEC/Resources/PCGD_Consolidated.pdf


Review

For citations:


Kalacheva E.A., Kirienko E.A. The Definition of Financial Inclusion and Criteria for its Evaluation. Vestnik NSUEM. 2018;(1):131-138. (In Russ.)



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ISSN 2073-6495 (Print)