BEHAVIORAL ASPECTS OF FINANCIAL DECISIONS OF HOUSEHOLD ECONOMIES
Abstract
This article reviews investment variants of household economies and related risks. The author offers to consider investment risks together with behavioral risks when a decision of investment is made by a household economy. The author demonstrates the significant influence of behavioral factors by reviewing some examples of ‘irrational’ behavior of household economies.
About the Author
N. V. Serova
Novosibirsk State University of Economics and Management
Russian Federation
postgraduate
Russian Federation
postgraduate
References
1. Beljanin A.V. Djeniel Kaneman i Vernon Smit: jekonomicheskij analiz chelovecheskogo povedenija // Voprosy jekonomiki. 2003. № 1. P. 4–23.
2. Blank I.A. Finansovyj menedzhment. M.: Nika-Centr, 2004. P. 8–14.
3. Kuzina O., Ibragimova D. Finansovye strategii rossijan v krizis: doverie ne utracheno // BDM : Banki i delovoj mir. 2010. № 1/2.
4. Mosesjan M.A. Finansy domashnih hozjajstv kak jelement finansovoj sistemy regiona // Sbornik nauchnyh rabot aspirantov, soiskatelej i studentov VAGS / оtv. red. E.I. Kagal’nickaja. Vyp. 8. Volgograd: Izd-vo GOU VPO VAGS, 2005. P. 65–71.
5. Nejman Dzh. fon, Morgenshtern O. Teorija igr i jekonomicheskoe povedenie / per. s angl. M.: Nauka, 1970. P. 23.
6. Nugumanova L.F. Sberegatel’naja funkcija domohozjajstv kak faktor realizacii obshhestvennogo vosproizvodstva v sovremennoj jekonomike // Jekonomicheskaja bezopasnost’ Rossijskoj Federacii: segodnja i zavtra: sb. nauch.-analit. statej. Vyp. 3. Kazan’: Otechestvo, 2011. P. 16.
7. Ovcharova L. Vlijanie krizisa 2008–2009 gg. na izmenenie jekonomicheskogo polozhenija, sberegatel’nogo i kreditnogo povedenija naselenija. M.: ANO «NISP», 2010. P. 11–13.
8. Rudyk N.B. Povedencheskie finansy ili mezhdu strahom i alchnost’ju. M.: Delo, 2004. P. 7–31.
9. Kahneman D., Tversky A. Prospect Theory: An Analysis of Decision Under Risk, Econometrica. Vol. 47. 1979. P. 263–291.
10. Abramov A. Perspektivy i riski // Vestnik NAUFOR. 2010. № 3. P. 43–44. URL: http://www.mirkin.ru/_docs/articles03_129.pdf
11. Dinamika kursov dollara SShA i evro k rublju i pokazateli birzhevyh torgov. URL: www.cbr.ru/statistics/print.aspx
Review
For citations:
Serova N.V. BEHAVIORAL ASPECTS OF FINANCIAL DECISIONS OF HOUSEHOLD ECONOMIES. Vestnik NSUEM. 2014;(1):108-114. (In Russ.)
Email this article 
